In Wisconsin, payday loans are legal and regulated under Wis. Stat. § 138.14. Borrowers can access payday loans in Wisconsin up to $1,500 or 35% of their gross monthly income, whichever is less . However, the state does not cap interest rates, leading to average APRs exceeding 500% . Licensed lenders must disclose total fees and APRs before issuing a loan . Borrowers unable to repay o... https://moneystash.com/wisconsin/